Internet Privacy Policy

We would like you to understand what personally identifiable information ("personal information") may be collected through the website that brought you to this notice and how this information may later be used or disclosed:

We do not collect personal information from non-customers other than applicants for our mortgage products.

Additionally, non-customers who receive promotional messages about our products and services may elect to not receive ('opt out') further messages. If you opt out from receiving these messages, we will retain your e-mail address solely for the purposes of facilitating your request.

We collect information about customers through the applications we receive and from other sources. If you are a customer, additional details about the information we collect and how it may be disclosed is contained in Our Privacy Notice, which is provided to you when your mortgage is closed, or shortly thereafter. If you wish to review information provided on online applications, you can contact us to request a copy of the personal account information you provided through our customer service numbers. There may be a charge for certain information that is requested. To protect your privacy, proof of identity or other authentication is required. It may also be possible for customers to review and change contact information such as address, phone and e-mail information by signing on and updating their personal profile.

The personal information we collect about you comes from the following sources:

  • Information we receive from you, such as your name, address, and telephone number;
  • Information about your transactions, such as your account balances, payment history, and account activity;
    and
  • Information we receive from consumer reporting agencies and other sources, such as your credit bureau report and other information relating to your creditworthiness.

 We may disclose any of the above information that we collect to nonaffiliated third parties, as described below:

Nonaffiliated third parties are those not controlled by MJS Lending Inc. We may disclose personal information about you to the following types of nonaffiliated third parties:

  • Investors who we may sell you loan to
  • Provided of mortgage services such as appraisers, title agents, credit reporting agencies, and flood certification agencies, and closing agents.

If you wish to review personal information provided on online applications, you can contact us to request a copy of the personal account information you provided through our customer service numbers. There may be a charge for certain information that is requested. To protect your privacy, proof of identity or other authentication is required.

We do not use cookies.

From time to time, we may change this Internet Privacy Policy. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.

This policy was last modified 10/1/2007